When looking to make an insurance claim, you need to make sure that you are covered for any loss. Make sure to be within the time limits of your claim; if you are covered in case of accidents or theft, you need to call your insurer or broker as soon as the issue occurs. Knowing the steps to take in order to make a claim will make your life easier and help your business run smoothly.
How to Begin
The first step to an insurance claim is to have an official report of what happened. If you’re driving a car and have an accident, you need to call the police to let them evaluate the situation and write down the damages to the vehicle or yourself.
If your company relies on vehicles to deliver goods, then you know how important it is to protect your drivers and the merchandise they might be carrying. If you don’t, you are likely to incur high replacement costs.
Taking photographs of the vehicle after the accident is a valuable tool of recording what happened. Make sure your drivers know to exchange details with the other drivers, so the process of making a claim is made easier. You should also keep all receipts of expenses incurred from the accident, especially if the costs of repairing the vehicle were high.
What Do I Do Next?
When you contact your insurer or broker, they will evaluate your claim on your behalf. This is why it’s important to maintain a running record of the accident; they will use the evidence you have collected to ensure that you get as much compensation as possible. They will advise you throughout the proceedings to make sure you are well-prepared for any eventuality.
Our team has extensive expertise in dealing with insurance claims. By specialising in courier insurance, we’re able to provide you with the confidence that both your vehicle and your business are covered. We provide a 24/7 Accident Helpline with free replacement vehicles in the event of a non-fault claim.
At insureCOURIER we have a highly skilled team with many years of expertise in insurance, to make sure your business is protected. Whether you need insurance coverage for your courier fleet or you want more information about our services, you can contact us on 0333 202 3172 to speak with our friendly team. You can also find us on Facebook, Twitter, Google+, and LinkedIn.« Back to all news