Cheap courier insurance for all courier vehicles – save money on your courier insurance
If you want cheap courier insurance you have come to the right place! InsureCourier are courier insurance brokers who provide competitive online courier insurance quotes and excellent levels of courier cover – including courier goods in transit insurance cover. We have thousands of courier drivers who are making huge savings on our comprehensive range of courier insurance cover – coupled with great service from our courier insurance experts.
We provide competitive insurance quotes for couriers and also courier goods in transit insurance.
As an independent courier insurance broker, we use our excellent relationships and exclusive courier insurance rates to secure the best online courier insurance quotes for our customers. We use our panel to find you discounted courier insurance to save you money AND provide excellent levels of cover – some of our rates are exclusive and not available anywhere else
Why insure your vehicle with insureCOURIER
- Dedicated expert courier insurance team
- Exclusive rates with our underwriters not available elsewhere
- Unlimited courier insurance mileage policies
- Free courtesy vehicles
- Free Legal expenses
- Monthly courier insurance payment options available – via direct debit
- Large introductory discounts for new couriers and new ventures
- Protected no claims bonus for experienced couriers
- Courier Fleet insurance & management services available for 3 or more vehicles
For a courier insurance quote, submit your details using our online courier insurance form
Click here for the full range of insurance quotes we provide
Other courier insurance services we provide:
Goods in transit insurance cover
Courier Insurance – Frequently asked questions
What is Courier Insurance?
Motor insurance is required by law if you intend to use or leave your vehicle on a public highway. Courier insurance is required if you intend to carry goods for hire or reward.
There is sometimes confusion between courier insurance and haulage insurance.
If many drops a day are made then Haulage Insurance is not right for you and you will require a Courier Insurance policy.
Cover can be arranged for all types of policyholders to include sole proprietors, courier business partnerships, courier companies where incorporated, charities and other organisations.
What types of courier insurance are there?
Courier Insurance follows the traditional types of cover of Comprehensive Insurance, Third Party Fire and Theft Insurance and Third Party Only. All insurance policies will carry an excess – this is the first part of any insurance claim which you are responsible for and will have to pay if you are at fault in an accident. Typically the excess is £500 however under many circumstances we can reduce this excess to £250 or lower.
We usually advise that couriers take goods in transit insurance too.
Who will my courier insurance be with?
InsureCOURIER search a wide panel of courier insurers to find you the best deal for your courier insurance. Our mission is to find you cheap courier insurance. Before you buy your courier policy, our online courier insurance quote service will allow us to search for the cheapest courier insurance with the best levels of cover.
As one of the country’s biggest and fastest growing courier insurance specialist, we have negotiated exclusive rates with our underwriters and you’ll have direct access to courier insurance rates that you won’t find anywhere else.
Our underwriters include big names such as Aviva (Norwich Union), Tradex, Brit and Groupama.
Can I get immediate cover?
Yes, providing you have a credit or debit card we can issue you with immediate cover, subject to normal terms and conditions. Please note that if you choose to pay by Direct Debit we will require a deposit from you, payable by credit or debit card and you will need an account that supports the Direct Debit facility.
What is the difference between courier insurance and haulage insurance?
Both Courier insurance and haulage insurance requires that the use of your policy specifies “Carriage of Goods for Hire and reward”. But there are a few differences between them both.
Haulage contractors often have set contracts to whom them deliver to on a regular basis. They normally have pre booked appointments and due to this haulage contractors will know exactly what they are carrying.
Courier drivers do not usually have specific contracts. Couriers will advertise and get customers for transporting one-off items. The key difference is that anyone could contact a courier or courier company at any time on any given day. Couriers will not always be aware of the packages they are carrying.
Couriers often use vans rather than HGV’s as they are much cheaper to run and require less fuel – making it more profitable. The vans are typically up to 3.5 tonnes in weight. HGV’s are up to 7.5 tonnes in weight.
If you want HGV insurance or haulage insurance – for vehicles of 7.5 tonnes and above – we have a specific team and sister site for this, please click here to contact us. Or visit www.insurehgv.com
Along with commercial vehicle insurance you will require Goods in transit and Public Liability. Goods in transit insurance insures the merchandise which you are transporting while in transit
How many drivers can I have on my courier insurance policy?
The majority of courier insurance policies are either insured only or Named Drivers as the courier insurance costs increase as driver numbers increase. But you can have Any Driver policies if you wish.
There are several driving restrictions available to include Insured Only, Named drivers and then Any Driver over a requested age. Your courier insurance quote will depend on how many drivers you have, what age they are and what no claims history they have.
If you have courier no claims bonus you will receive a substantial discount – up to 65% off the rate.
If you have private car / van no claims discount you will also receive a substantial discount – up to 65% off – this applies even if you have no claims / accidents as a named driver of another vehicle
What types of vehicle can I use as a courier?
- Large or small vans are the most common vehicle used.
- Most couriers choose diesel vans for economy and engine life
- Private cars are commonly used as couriers for cheaper running costs
- Bikes are popular, especially in cities
When will I get my insurance documents?
You will get your courier insurance documents within 5 working days. We will issue an immediate cover note if necessary. Your courier insurance renewal documents will be sent to you automatically.
What cover can I get for my courier insurance quote?
UK courier insurance follows the traditional options:
- Comprehensive
- Third Party Fire and Theft
- Third Party Only
Can I use my courier no claims bonus?
Yes, you can use your courier insurance no claims bonus to earn a discount off your courier policy
InsureCOURIER have big discounts for experienced Courier Drivers – this includes any no claims bonus you have from previous courier insurance policies.
What about discounts for new courier drivers?
- Large discounts if a good driving record has occurred from a private car insurance policy.
- Introductory Discounts for ex-company vehicle drivers
- Introductory discounts for new courier drivers or young courier drivers
We can provide cheap courier insurance for both experienced courier drivers or new courier drivers. We also have access to specialist schemes for couriers with convictions. Please call 0800 142 2838 for more details
Is there an excess on my Courier Insurance?
The choice is yours. Your online courier insurance quote will ask what excess you are looking for. Of course, if you get a phone quote then our account handlers will advise this.
There is the option to delete the policy excess from all our courier insurance quotes at a small additional cost. However, most couriers choose to have an excess as it keeps the premium lower.
Do you provide an online courier insurance quote?
InsureCOURIER provide online courier insurance quotes. Simply visit our online courier insurance quote page and submit your details. One of our expert courier brokers will receive your details, search for the best prices and contact you within 24 hours with the quote.
Can I phone you for a courier insurance quote?
Yes, we’d welcome your call – freephone 0800 142 2838
Many of our customers choose to discuss their courier insurance quote by phone. The main benefit of a phone quote is that we can change a policy to suit your individual needs there and then, shop around, and usually provide larger discounts AND better policy cover.
We are based in the UK with a specialist courier team. These courier insurance experts know exactly where to go to get the right insurance for you and our large panel and exclusive insurance rates means we have access to market leading courier insurance prices.
New courier driver or new courier business – can I get cheap courier insurance?
Absolutely. As a specialist courier insurance broker we are experts at getting competitive insurance rates for new courier drivers. This is especially true if you have a good driving history using private car insurance policies or company car insurance policies. Sometimes you can transfer your private no claims bonus onto your courier insurance policy.
We have access to market leading courier insurance prices for new courier drivers and new courier companies.
Will courier fleet insurance be the best option if I have more than one vehicle?
Courier Fleet insurance is a specialist area and we have a specialist courier fleet insurance team who deal with fleet insurance every day. Please call 0800 142 2838 or see our specialist fleet insurance website.
We can insure any fleet, any size and a variety of vehicles.
What other policies should I consider?
Public Liability Insurance can be required. Some insurers provide this with your courier insurance policy and if not we can arrange separate cover at a small additional policy premium.
Goods in transit insurance should be considered if you are a courier. This will protect you in the event of the goods becoming damaged, lost or destroyed (e.g. fire)
Replacement vehicles and claims management service
Most of our insurance policies guarantee a replacement vehicle in the event of an accident. This is a must to ensure that your livelihood and your business are covered in the unfortunate event of your vehicle being off the road.
We know how important it is to keep couriers on the road and we have an excellent relationship with one of the UK’s leading accident management companies.
Courier Breakdown Cover
InsureCOURIER can provide what we believe is the most competitive courier breakdown cover available on the market today. From only £79.99 per year – or £7.99 a month – your van will be covered in the event of a breakdown. Click here to find out more or call 0800 142 2838
Why InsureCOURIER.com?
InsureCOURIER are one of the UK’s leading courier insurance brokers, covering the whole of the UK. We are a specialist courier insurance broker and our team do nothing else but work closely with courier drivers and courier companies.
InsureTAXI is part of County Insurance Consultants Ltd, who specialize in professional driver insurance. This includes courier insurance, HGV insurance, Fleet insurance, and also private car and van insurance.
We can also provide goods in transit insurance and liability insurance. Please include these requests on our online insurance quote form.
CLICK HERE FOR A COURIER INSURANCE QUOTE OR CALL 0800 142 2838
